5 Things You Can Do to Lower Your Car Insurance Rates
Car insurance doesn’t have to break the bank. Taking a few smart steps can help you save while still getting the coverage you need.
Maintain a Clean Driving Record
Safe driving pays off. Avoiding accidents, speeding tickets, and other violations can qualify you for lower premiums and safe-driver discounts.
Increase Your Deductible
Choosing a higher deductible can reduce your monthly premium. Just be sure you’re comfortable paying that amount out of pocket if you file a claim.
Bundle Your Policies
Many insurance companies offer discounts when you bundle auto insurance with homeowners, renters, or other policies.
Take Advantage of Discounts
Ask about available discounts, such as:
- Good driver discounts
- Good student discounts
- Low-mileage or usage-based programs
- Vehicle safety feature discounts
Review Your Coverage Regularly
Your needs can change over time. Reviewing your policy annually helps ensure you’re not paying for coverage you no longer need—and that you’re still properly protected.
OHL Insurance and Financial Services is here to help you save.
Contact us to review your policy and explore ways to lower your auto insurance rate without sacrificing coverage.