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Do you need a personal umbrella policy in PA or AZ?

personal umbrella policy

Many people in Pennsylvania and Arizona are unsure of what a personal umbrella policy is or what it covers.  At OHL Insurance and Financial Services, we are here to help.

If you have a major loss or claim, for example a large car accident, a personal umbrella policy can help cover these extra costs that your auto insurance policy doesn’t cover.  These may include court costs, extra medical costs or other vehicle replacement costs.

A personal umbrella policy will also help cover gaps you may have in your homeowners insurance if there is a major loss and the current home policy doesn’t cover everything.

The value in a personal umbrella policy exists as it provides extra protection or limits above the auto or home insurance you currently have. An umbrella insurance policy protects you from losing the entirety of your wealth and assets in the event of a major claim.

Having a personal umbrella policy in place gives you the added security and well being of knowing your protected in the event of a catastrophe.

At OHL Insurance and Financial Services, we can help you shop many different carriers in Pennsylvania and Arizona to find the best policy at an affordable price to meet your insurance needs.

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